/* Fintech Solution Expert — design tokens
   Palette: ink navy / paper / seal green / brass / stamp red
   Type: Source Serif 4 (display) + IBM Plex Sans (body) + IBM Plex Mono (utility/codes)
*/

:root{
  --ink:#12213B;
  --ink-soft:#1C2B45;
  --paper:#F7F6F1;
  --paper-dim:#EFEDE5;
  --seal:#1F6F54;
  --seal-dark:#154F3C;
  --brass:#B08D57;
  --stamp:#9C4A3C;
  --slate:#55606E;
  --line:#DEDBD1;
  --line-dark:#2A3A57;
  --white:#FFFFFF;

  --serif:'Source Serif 4', Georgia, serif;
  --sans:'IBM Plex Sans', -apple-system, Segoe UI, sans-serif;
  --mono:'IBM Plex Mono', 'SFMono-Regular', Menlo, monospace;

  --max:1120px;
  --radius:2px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--sans);
  color:var(--ink);
  background:var(--paper);
  line-height:1.6;
  font-size:17px;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:var(--serif);
  font-weight:700;
  line-height:1.15;
  margin:0 0 .5em;
  color:var(--ink);
}
h1{font-size:clamp(2.2rem,5vw,3.6rem);}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem);}
h3{font-size:1.3rem;}
p{margin:0 0 1.1em;color:var(--slate);}
a{color:var(--seal-dark);text-decoration:none;}
a:hover{text-decoration:underline;}
ul{margin:0 0 1.1em;padding-left:1.2em;color:var(--slate);}
li{margin-bottom:.4em;}
img{max-width:100%;display:block;}

.wrap{max-width:var(--max);margin:0 auto;padding:0 24px;}

/* Eyebrow / mono labels */
.eyebrow{
  font-family:var(--mono);
  font-size:.78rem;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--brass);
  display:inline-block;
  margin-bottom:.9em;
}

/* Header */
header.site{
  background:var(--ink);
  border-bottom:1px solid var(--line-dark);
  position:relative;
  z-index:20;
}
.nav-row{
  display:flex;align-items:center;justify-content:space-between;
  padding:18px 24px;max-width:var(--max);margin:0 auto;
}
.logo{
  font-family:var(--serif);color:var(--white);font-size:1.3rem;font-weight:700;
  display:flex;align-items:baseline;gap:.4em;
}
.logo span{color:var(--brass);font-family:var(--mono);font-size:.7rem;letter-spacing:.1em;}
nav.main ul{display:flex;align-items:center;gap:26px;list-style:none;margin:0;padding:0;}
nav.main > ul > li > a, .nav-link-btn{color:#D7DCE6;font-size:.93rem;font-weight:500;}
nav.main a:hover{color:var(--white);text-decoration:none;}
.nav-cta{
  background:var(--seal);color:var(--white)!important;padding:9px 18px;border-radius:var(--radius);
  font-size:.9rem!important;font-weight:600;
}
.nav-cta:hover{background:var(--seal-dark);text-decoration:none!important;}
.burger{display:none;background:none;border:0;color:var(--white);font-size:1.5rem;cursor:pointer;padding:4px;}

/* Services mega-menu (click-to-toggle, matches other Advolta properties) */
.nav-item{position:relative;}
.nav-link-btn{
  background:none;border:0;font:inherit;cursor:pointer;display:flex;align-items:center;gap:.35em;padding:0;
}
.nav-link-btn .chev{font-size:.65em;transition:transform .2s;opacity:.8;}
.nav-item.open .nav-link-btn{color:var(--white);}
.nav-item.open .chev{transform:rotate(180deg);}
.mega-menu{
  display:none;position:absolute;top:100%;left:0;right:auto;min-width:640px;margin-top:18px;
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:0 20px 40px rgba(18,33,59,.22);z-index:300;
}
.nav-item.open .mega-menu{display:block;}
.mega-inner{padding:20px;display:grid;grid-template-columns:1fr 1fr;gap:4px 20px;}
.mega-link{display:block;padding:11px 12px;border-radius:var(--radius);}
.mega-link:hover{background:var(--paper-dim);text-decoration:none;}
.mega-link .name{display:block;font-family:var(--serif);font-weight:700;color:var(--ink);font-size:.98rem;margin-bottom:2px;}
.mega-link .desc{display:block;font-size:.8rem;color:var(--slate);}

/* Mobile nav — full-screen overlay */
#mobile-nav{
  display:none;position:fixed;inset:0;background:var(--ink);z-index:500;overflow-y:auto;padding:20px 24px 40px;
}
#mobile-nav.open{display:block;}
.mobile-nav-header{display:flex;align-items:center;justify-content:space-between;padding-bottom:18px;margin-bottom:18px;border-bottom:1px solid var(--line-dark);}
.mobile-close{background:none;border:0;color:var(--white);font-size:1.6rem;cursor:pointer;padding:4px;}
.mobile-nav-section-title{font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--brass);margin:22px 0 10px;}
.mobile-nav-link{display:block;padding:11px 4px;color:#D7DCE6;font-size:1rem;border-bottom:1px solid var(--line-dark);}
.mobile-nav-link:hover{color:var(--white);text-decoration:none;}
.mobile-nav-link .sub{display:block;font-size:.78rem;color:#8FA0BC;margin-top:2px;}
.mobile-nav-cta{margin-top:22px;display:inline-block;}

/* Hero */
.hero{
  background:linear-gradient(180deg,var(--ink) 0%, var(--ink-soft) 100%);
  color:var(--white);padding:76px 0 0;
  position:relative;
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding-bottom:56px;}
.hero h1{color:var(--white);}
.hero p.lede{color:#C7CEDA;font-size:1.15rem;max-width:46ch;}
.hero-actions{display:flex;gap:14px;margin-top:26px;flex-wrap:wrap;}
.btn{
  display:inline-block;padding:13px 26px;border-radius:var(--radius);font-weight:600;font-size:.95rem;
  font-family:var(--sans);
}
.btn-primary{background:var(--seal);color:var(--white);}
.btn-primary:hover{background:var(--seal-dark);text-decoration:none;}
.btn-ghost{border:1px solid #3E4E6E;color:var(--white);}
.btn-ghost:hover{border-color:var(--brass);text-decoration:none;color:var(--brass);}

/* Stamp — signature element */
.stamp{
  width:118px;height:118px;border-radius:50%;
  border:2px dashed var(--brass);
  display:flex;flex-direction:column;align-items:center;justify-content:center;
  font-family:var(--mono);color:var(--brass);text-align:center;
  transform:rotate(-8deg);
  flex:none;
}
.stamp .code{font-size:1.1rem;font-weight:700;letter-spacing:.05em;}
.stamp .word{font-size:.55rem;letter-spacing:.14em;text-transform:uppercase;margin-top:2px;}
.stamp .rule{width:34px;height:1px;background:var(--brass);margin:4px 0;}

/* Hero jurisdiction list — right column, SEO-visible copy */
.hero-jurisdictions{display:flex;flex-direction:column;}
.juris-row{display:flex;align-items:flex-start;gap:14px;padding:10px 0;border-top:1px solid #22314D;}
.juris-row:first-of-type{border-top:1px solid #22314D;}
.mini-stamp{
  width:52px;height:52px;flex:none;border-radius:50%;border:2px dashed var(--brass);
  display:flex;align-items:center;justify-content:center;
  font-family:var(--mono);font-weight:700;font-size:.78rem;color:var(--brass);
}
.juris-row h4{margin:0 0 .2em;color:var(--white);font-family:var(--sans);font-size:.92rem;font-weight:600;}
.juris-row p{margin:0;color:#AEB8CC;font-size:.82rem;line-height:1.45;}

/* Sections */
section{padding:64px 0;}
section.tight{padding:44px 0;}
.section-head{max-width:640px;margin-bottom:36px;}
.bg-ink{background:var(--ink);color:var(--white);}
.bg-ink h2, .bg-ink h3{color:var(--white);}
.bg-ink p{color:#C7CEDA;}
.bg-dim{background:var(--paper-dim);}

/* Grids / cards */
.grid{display:grid;gap:26px;}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-2{grid-template-columns:repeat(2,1fr);}
.card{
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  padding:28px;
}
.card h3{margin-bottom:.4em;}
.card .tag{font-family:var(--mono);font-size:.72rem;color:var(--seal-dark);letter-spacing:.08em;text-transform:uppercase;}
.card a.more{font-family:var(--mono);font-size:.82rem;}

.bg-ink .card{background:var(--ink-soft);border-color:var(--line-dark);}
.bg-ink .card p{color:#B9C2D2;}

/* Process list (real sequence -> numbering justified) */
.process{list-style:none;margin:0;padding:0;counter-reset:step;}
.process li{
  counter-increment:step;position:relative;padding-left:52px;margin-bottom:26px;color:var(--ink);
}
.process li::before{
  content:counter(step,decimal-leading-zero);
  position:absolute;left:0;top:0;font-family:var(--mono);font-weight:700;color:var(--brass);
  font-size:.95rem;border:1px solid var(--brass);width:34px;height:34px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
}
.process li strong{display:block;font-family:var(--serif);font-size:1.05rem;margin-bottom:.2em;}

/* Table (jurisdictions) */
table.juris{width:100%;border-collapse:collapse;font-size:.95rem;}
table.juris th,table.juris td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);}
table.juris th{font-family:var(--mono);font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--slate);}

/* Quote / credential strip */
.credentials{display:flex;flex-wrap:wrap;gap:34px;align-items:center;}
.credentials .item{font-family:var(--mono);font-size:.85rem;color:var(--slate);}
.credentials .item b{color:var(--ink);}

/* CTA band */
.cta-band{
  background:var(--seal);color:var(--white);text-align:center;padding:56px 0;
}
.cta-band h2{color:var(--white);}
.cta-band p{color:#DCEFE7;}
.cta-band .btn-primary{background:var(--ink);}
.cta-band .btn-primary:hover{background:var(--ink-soft);}

/* Breadcrumb */
.crumb{font-family:var(--mono);font-size:.78rem;color:var(--slate);padding:16px 0;}
.crumb a{color:var(--slate);}

/* Footer */
footer.site{background:var(--ink);color:#AEB8CB;padding:50px 0 26px;margin-top:0;}
footer.site h4{color:var(--white);font-family:var(--sans);font-size:.95rem;margin-bottom:.9em;}
footer.site .grid{grid-template-columns:2fr 1fr 1fr 1fr;}
footer.site a{color:#AEB8CB;}
footer.site a:hover{color:var(--white);}
.footer-bottom{
  border-top:1px solid var(--line-dark);margin-top:34px;padding-top:20px;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;
  font-size:.82rem;color:#7F8AA0;
}

/* Blog list */
.post-row{border-bottom:1px solid var(--line);padding:22px 0;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;}
.post-row .meta{font-family:var(--mono);font-size:.78rem;color:var(--slate);}

/* Forms */
form.contact{display:grid;gap:16px;max-width:560px;}
form.contact label{font-size:.85rem;font-weight:600;display:block;margin-bottom:6px;}
form.contact input,form.contact select,form.contact textarea{
  width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:var(--radius);
  font-family:var(--sans);font-size:.95rem;background:var(--white);
}
form.contact textarea{min-height:130px;resize:vertical;}

@media (max-width:860px){
  .hero-grid{grid-template-columns:1fr;}
  .grid-3{grid-template-columns:1fr;}
  .grid-2{grid-template-columns:1fr;}
  footer.site .grid{grid-template-columns:1fr 1fr;}
  nav.main{display:none;}
  .burger{display:block;}
}