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Technical

Technical Advisory & Vendor Selection

Policy and licensing decisions are only half the picture — the platforms and vendors underneath them decide whether your controls actually work day to day. We bring hands-on platform evaluation experience to fintech technology decisions: comparing vendors on real criteria, running structured RFPs, and giving a straight build-vs-buy recommendation instead of a vendor-brochure summary.

KYC/AML

Onboarding & monitoring vendors

Structured comparison of KYC/identity verification, sanctions screening and transaction monitoring vendors against your actual risk profile and volumes, not just their feature lists.

Core banking

Ledger & core platform evaluation

Assessing core banking, ledger and card issuing platforms — SaaS or on-premises — for fit with your product roadmap, licence conditions and integration budget.

Process

RFP design & vendor management

Running the RFP itself: scoping requirements, shortlisting, scoring responses objectively, and negotiating the commercial terms once you've chosen.

Architecture

Integration & data flow review

Reviewing how a new vendor or platform will actually sit inside your existing stack, including data flows that matter for your compliance and reporting obligations.

Decisions

Build vs. buy

An honest recommendation on whether to build a capability in-house, license a SaaS platform, or commission bespoke development — with the total cost of ownership laid out plainly.

Operations

Operational tooling

Evaluation of the operational platforms around the core product — case management, training/LMS, and reporting tools — that regulators and internal audit will expect to see used properly.

Why bring in an independent technical advisor

Most vendor shortlists are built from sales conversations, which tend to compare features rather than fit. We're not tied to any platform or reseller commission, so our shortlist criteria come from what will actually hold up against your licence conditions, your transaction volumes and your existing integration budget — and we're comfortable telling you when the answer is "build a smaller version yourselves" rather than buy.

Our process

  1. Scope the requirement. What the platform or vendor actually needs to do, for whom, and under what regulatory constraint.
  2. Shortlist & RFP. A structured comparison across a small number of realistic options, scored against your own criteria.
  3. Recommend. A clear build-vs-buy call and vendor recommendation, with total cost of ownership set out.
  4. Support the rollout. Integration review and check-ins through implementation, so the choice holds up once it's live.

Related services

Compliance

Regulatory & Compliance

The controls your vendor choice needs to support.

Learn more →
Product

Product Strategy

Feasibility and platform choice, upstream of vendor selection.

Learn more →
Growth

Partnerships

Some vendor relationships are really partnerships in disguise.

Learn more →

Choosing between vendors, or between build and buy?

Send us the shortlist and the constraint, and we'll give you a straight read.

Book a consultation